One of the primary issues affecting millions of Americans
(and their budgets) who currently have Medicare Advantage plans are the annual
changes that are constantly being made to the benefits structure. In many cases, these individuals are seeing
their benefits decline while their out-of-pocket expenses and premium costs
continues to rise. The right Medigap
plan (Medicare supplement insurance plan) can help you pay for those rising
health care costs. The following content
highlights some of the key benefits of these particular plans.
Without a doubt, the biggest benefit is that the gaps in
your Medicare insurance will be covered.
In some cases, this includes certain deductibles as well as any co-insurance
and co-payments. In addition to this,
many supplement plans adapt automatically to the annual changes to Medicare
deductibles and co-insurances.
Additionally, the cost for Medigap coverage is determined by the amount
of coverage that is needed and there are very few restrictions to be concerned
with.
In addition to the benefits mentioned in the prior
paragraph, there are other benefits to be aware of including the following:
Coverage that is 100% portable – no matter where you live in
the US,
you are covered by original Medicare insurance.
The same is true for Medigap coverage.
Some plans will even cover emergency care when you are visiting a
foreign country. So you will have the
peace of mind knowing that even when you are traveling on vacation, your plan
may cover you.
Guaranteed renewable coverage – Medicare Advantage plan
contracts may get revised on an annual basis with the Federal Government while
some plans are completely discontinued altogether. Medigap plans feature guaranteed renewable
coverage and the only way that you can lose the plan you have is if you fail to
pay your monthly premiums.
Medigap insurance is accepted by health care providers and
hospitals that accept Medicare – however, some insurance providers may choose
not to offer Medicare Advantage plans while some participating health care
providers may decide that they will no longer accept any new patients after a
certain date.
Your choice of hospitals and physicians – when you
supplement your Medicare coverage with a Medigap plan, you will have the
freedom to select the hospital and doctor that will serve as your primary care
provider. This alleviates the worry of
not knowing whether you will have the same doctor or health care provider to
take care of you whenever you need any type of medical treatment.
Summit Medigap is an independent insurance agency that specializes in Medicare supplement insurance. We make Medicare seem easy™. For more information about Medicare supplement insurance visit http://www.SummitMedigap.com/
or call us at 1-888-40-Summit (888-407-8664). We have helped many
people in Florida, Georgia, North Carolina, South Carolina, Texas,
Colorado and Michigan to name a few.
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